BuildSafe Services

Mezzanine / Junior Debt

Save up to 30%
Latent Defects Insurance

Mezzanine / Junior Debt

Providers of Mezzanine Finance for Property Developers

Mezzanine Finance is used to make up the difference between a Developer’s deposit and the maximum amount on offer from a Senior Lender. In order to secure the loan, Mezzanine Financiers generally take a second charge over a development, and because their risk is higher, they generally charge a higher rate of interest.

By supplementing borrowing with Mezzanine Finance, developers can secure higher returns on their investment by utilising less of their own capital.

Mezzanine Funding is a highly complex mixture of debt and equity financing to raise funds for development projects. It’s a loan often only approved with companies who have a solid track record within the industry.

The Mezzanine Funding cost will depend on a variety of factors including:

  • Experience of the developer
  • The location of the development
  • The amount being borrowed

Features of Mezzanine Finance:

  • Finance for residential, mixed use, care homes, healthcare, commercial and hotel projects
  • Coverage in England, Scotland & Wales
  • From £100,000
  • 1 to 3-year term
  • up to 90% LTC
  • Bespoke pricing


Q: Who Can secure Mezzanine Finance?
A: Developers with a proven track record in delivering schemes in the past

Q: What are the typical rates for Mezzanine Finance?
A: Rates for Mezzanine Funding are significantly higher than with senior debt so expect to pay over 10% per annum, but when blending into to the overall deal this can be a cost effective way to finance a project and improve return on equity invested.

Q: What areas of the country will Mezzanine Funders work in?
A: All over the UK

Get a Quote

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus pretium dapibus nulla, convallis consectetur ex vulputate vitae. Ut ac orci nisl. Suspendisse varius nunc vel rhoncus ultricies. Suspendisse imperdiet ultrices fringilla. Praesent lobortis nunc in sagittis bibendum. Maecenas imperdiet mauris sed sapien pretium, et interdum dolor semper.