Contract Works Insurance

Contract Works Insurance

This type of insurance, in its simplest form, covers all work being carried out on a site. This policy offers protection from various unforeseen mishaps, including fire, flood, storm, vandalism, and theft.

What does contract works cover?

The property covered by a contract works insurance policy includes:

  • The work in progress
  • The building materials used in the project
  • Your plant, machinery, tools and equipment
  • Any temporary buildings
  • Any hired-in property
Why do I need contract works insurance?

Contract works cover covers the actual work that has been done prior to it being completed. For example, if the property burnt down through no fault of the builder or contractors, a contract works policy would pay for the work that had been done to be reinstated, including all materials required to reinstate.

Who is it for?

This type of insurance is applicable for anybody in the construction industry that is involved in new work and wishes to insure the work in progress plus the materials and fittings. This includes but is not limited to general builders, building contractors, property developers, electricians, carpenters and joiners, Floor and wall tilers.

When does the insurance finish for the works? 

A Contract Works insurance policy often includes a ‘maintenance period’ clause. This will cover a completed building whilst it is being sold by the contractor and can be as short a period of 30 days, or, ideally, much longer.

What other policies should I consider?

To ensure maximum coverage, you may also want to consider:

  • Public liability
  • Employers liability
  • Product Liability
  • Van insurance
  • Goods in transit
Why Choose BuildSafe for your Contractors Work insurance?

Our experts have over 40 years’ of experience in the property sector so you can be assured that we will handle your construction all risk insurance with good care.

Our service manages the entire process enabling you to focus on the day to day running of your project. Obtaining contractors work insurance can be an arduous process with lots of form filling, additional questions from insurers and time spent chasing an actual quote. We take away that pain by managing the process for you and ensuring you receive the best price for the most appropriate cover to meet your requirements whilst having an easy to reach team of experts on hand at all time.