Employers Liability Insurance

Employers Liability Insurance

Employer’s liability coverage is mandated by law for any business that employs a team of staff. This offers protection in the event of claims related to illnesses and injuries sustained by employees during working hours.

Who is Employers Liability Insurance for?

Employers Liability insurance is applicable for anyone employing staff or using labour-only sub-contractors. However, there are a few exceptions:

  • If your business is a limited company with only one employee owing 50% or more
  • If you’re the only employee or you only employ close family members.
When do I need Employers Liability Cover?

You will require this cover from the day your business starts employing staff. To qualify as “staff” a person does not have to be paid or under contract. It includes any person to whom you have a legal duty of care.

How much Employers Liability do I need?

Usually, you will need a minimum of £5 million of employers’ liability insurance to follow UK law.

Can a claim be made if I become bankrupt?

Employees injured due to your negligence can seek compensation even if your business goes into liquidation or receivership.

Why Choose BuildSafe for your Employers Liability insurance?

Our experts have over 40 years’ of experience in the property sector so you can be assured that we will handle your Employers Liability insurance with good care.

Our service manages the entire process enabling you to focus on the day to day running of your project. Obtaining Employers Liability Insurers can be an arduous process with lots of form filling, additional questions from insurers and time spent chasing an actual quote. We take away that pain by managing the process for you and ensuring you receive the best price for the most appropriate cover to meet your requirements whilst having an easy to reach team of experts on hand at all time.