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Structural damage is damage to the main structure or any component designed to provide structural integrity of the construction. Primary causes of structural defects include:- Workmanship – With around 70% of matters involving water/plumbing issues, this is the reason...

An escrow is essentially a holding tank for money that insurance providers request to cover the value of any defects that may arise in the initial 2 years of cover. This money-holding arrangement is purely to guarantee there are sufficient funds to pay out for any...