Construction insurance is class of insurance policies that provide coverage for contract works, property damage, third-party injuries or damage claims.

Below is a snapshot of different scenarios and the types of construction insurance available to provide financial protection.

Scenario Type of Insurance What does it cover
There’s a fire on site and works completed have been destroyed. Contract Works

Contractors All Risk

Protects the work in progress on a construction site in the event damage occurs as a result of an insured peril.
An independent contractor has a fall on site and this results in a serious head injury. Public Liability

Contractors All Risk

Protects the company against potential legal costs incurred in defending the allegation
An employee falls while climbing a ladder and causes a serious back injury. Employers Liability

Contractors All Risk

Protects the company against legal costs incurred in defending the allegation.
Damage to your equipment, during a construction project. Own Plant

Contractors All Risk

Protects against damage to own plant and equipment whilst in your custody or control or hired out under a defined agreement.
Damage to the equipment hired-in occurs during a construction project. Hired in Plant

Contractors All Risk

Protects your legal liability under the terms of your hiring agreement to pay compensation for damage to hired-in plant whilst in your custody or control
A product that your company imports/uses causes injury to a customer and they claim for financial compensation. Product Liability

Contractors All Risks

Protects against legal costs incurred in defending the allegation .

Construction Insurance specialists:

If you are looking for specialist advice and access to the best construction insurance providers in the business, make an enquiry online or call us on 020 3701 0422