Structural Warranties on Completed units

Structural Warranties on Completed units

It is a fact that circumstances change in the world of property development.

As an example, you build a house or block of apartments that you are going to rent for the long term, because you don’t expect to sell the asset you decide not to purchase a building warranty.

However, a few months after practical completion of the build an opportunity arises to purchase another asset prime for redevelopment so you decide to sell the original property.

Problem is none of the banks will lend to your potential purchasers without a structural warranty being in place.

Here is where we can help. There are certain warranty providers who don’t penalise as much as others over completed / retrospective warranties and we know who they are.

We will make sure you are not over charged and that the warranty you purchase is approved by all the high street lenders.

Who is it for?

Anyone buying or selling a house that has been built, converted or had a major refurbishment in the last 10 years.

How much will it cost?

That’s a hard one to answer, but some insurers will charge you up to 500% increase on standard terms. However, we can usually negotiate an increase of only 25 – 50%

Type of properties covered

Any new build, conversion or major refurbishment of a residential home including (but not limited to) houses, flats, bungalows, barn conversions built in the last 10 years

Why Choose a Completed House Warranty?

Approved by Council of Mortgage Companies

Accepted by all High street lenders

Without a warranty you will not be able to sell a house that a mortgage has been raised against if it has been built in the last 10 years

Balance of 10year insurance against major structural damage

Cover available immediately after building survey

How do I obtain a Completed House Warranty at the best price?

We will provide you with a variety of quotes so you can compare building warranties available for completed houses

You are able to then select which policy you would like to go ahead with

You make payment of survey fees and insurance premium

Site visits are carried out to assess the structure

Any existing defects will be excluded


We organise for certificates to be issued

Click here to get a quote