Do You Need New Build Home Insurance to Get a Mortgage?

New build insurance 1.0 Structural Warranty

While new builds can be more expensive, they are often appealing to homeowners for a number of reasons. Costs for repairs and redecoration should be minimal for the first few years and, if the property is built to the correct standards, new build properties are also good for energy conservation and will significantly lower your […]

What is the Difference Between Structural Warranty and Building Control Inspection?

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When building a house, you will need to work with a building control inspector to ensure that the property is compliant with UK building regulations. You will also need to take out a structural warranty to cover any defects in the property. But what exactly is the difference between a structural warranty and building control […]

Is Water Damage Covered by a Home Warranty?

Water damage buildsafe Structural Warranty

Water damage is a common problem in homes. Some common causes of water damage include severe weather, clogged gutters, leaking pipes, condensation from AC, and blocked drains. Water can cause serious damage to your home. It can lead to the growth and spread of mould and mildew, which will not only affect the structural integrity […]

Insurance for New Build Properties

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New build properties are houses that were constructed within the last two years. For a house to be considered a new build property, it must also have never had an owner, nor should it have ever been lived in. Insurance for these buildings is usually placed in a special category because the properties may have […]

What Are the Building Regulations for Outbuildings?

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Over the past few years, building regulations in the UK have been updated to make it easier for people to construct outbuildings. With these rules, homeowners will usually not need to apply for planning permissions to build sheds, summer houses, and other outbuildings. However, certain exceptions apply, as we shall see below. What is the […]

Latent vs Patent Defects

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Before you sell a house in the UK, it is essential to carry out a thorough inspection of the property. All known defects have to be reported to potential buyers as they will determine whether the house is worth its price. While some defects may deter potential buyers, the law requires sellers and their agents […]